Judith Tiktin is a Financial Consultant and joined XML Financial Group in 2009 in order to enhance the services available to her clients. She has also been a CPA in private practice since 1991.
Ken and I met when we were just 13 years old. I had always been “good” with money, so when he and I married at age 20, I declared, “You can be the president, but I am the treasurer!” Family and friends were amazed by how comfortable we were, even though we had three children and were living on a teacher’s salary. My mother had taught me well how to “stretch” a dollar.
By the time my two eldest (twins) were in middle school, I tired of being a stay-at-home mom so I “permed” my hair, bought a snappy new outfit, got a part-time bookkeeping job, enrolled in community college and was well on my way to becoming a Certified Public Accountant. My first job was in the tax department of a big-eight accounting firm. I loved it! I thought I’d died and gone to heaven!! The honeymoon ended three years later with a merger. Three short years after that, I started my own CPA firm.
Meanwhile, my husband Ken and I began to grow apart. We both realized that we were attracted to people of the same sex more than we were to each other. At present, we are both in long-term relationships more suited to us, and he and I remain very good friends. Happily, after 27 years together, and changes to the laws in the state of Maryland and the landmark US Supreme Court decision, my partner Julie and I have finally been able to get married.
It took courage to face my truth and make the changes I needed to make in my life to be truly happy. It hasn’t been easy, but it has been very rewarding. Four children and five grandchildren later, I can say that I am very pleased with the decisions and choices that I have made.
Initially as a divorced woman I was unsure of my own financial future. Good planning has enabled me to prosper, owning multiple properties and other sound investments, giving me a secure feeling as I approach my later years. The most amazing lesson I learned in my own CPA practice was how fearful the vast majority of my clients seemed to be about money management. That realization is what piqued my interest in becoming a financial advisor.
Much studying and many licensing exams later, I have been able to add financial services to my cache of other services: accounting, payroll, tax and business consulting. It has been so satisfying to be able to counsel my clients, help them overcome their fears and put their minds at ease about their financial security that this has become the sole focus of my current professional practice.
Education & Philanthropy
Judith graduated from the University of Maryland with a Bachelor of Science degree in accounting and went on to work in the tax department of Touche Ross (now Deloitte & Touche). It was at Touche Ross that she acquired experience and training in broad areas of taxation, providing the foundation to start her own small accounting firm. She is a supporter of the Hebrew Home of Greater Washington, Whitman-Walker Health, and Southern Poverty Law.