With a keen understanding that every client’s needs are unique, XML-W strives to deliver the most individualized and consultative investment management service possible. To accomplish this, our financial consultants maintain an ongoing conversation with you to ensure that investments are suitable and aligned with your specific needs and goals.
General steps in the investment management process include:
Step 1 – Review Current Portfolio
First, the financial consultants at XML-W will review and assess any current investment portfolio you may have. XML-W will check to see if the investments are suitable and income generating, and work to identify areas for improvement such as a lack of diversification, appropriateness of investments, underperformance, and fees.
Step 2 – Construct Optimal Portfolio
Next, the XML-W financial consultants work with you to design and develop the optimal portfolio based on a complete picture of your unique goals, situation, and financial needs. Because each and every client is different, our financial consultants customize each client portfolio. No matter your life stage or circumstance, we always take important details such as investments held in 401(k), cash need, and risk profile into consideration when constructing your optimal investment portfolio.
Step 3 – Execute
The third part of our financial management process involves the actual construction of your optimal portfolio. We want to make the process as seamless as possible, so we provide the documentation to set up and transfer your accounts. Additionally, our financial consultants take all investment implications like tax liability, timing considerations, and unique preferences into review. Upon approval, we execute the appropriate transactions to optimize your investment portfolio.
Step 4 – Monitor, Review, and Adjust
Importantly, our team provides ongoing and collaborative support to clients in every aspect of their financial well-being. As financial issues, concerns, and questions come up over time, we work with you to regularly review your portfolio and make appropriate changes as needed.
Have any questions about our investment management services? Don’t hesitate to contact us to ask any questions you may have or set up and appointment. We are based in the Washington, DC, Maryland, and Virginia area.
